System Of Tendonitis If Our Country's System Of Using Credit And Debit Is Running Our Economy Into The Ground?

If our country's system of using credit and debit is running our economy into the ground? - system of tendonitis

So why not a system Lay Away? It is something that is holding any money for a down payment of 1%. Please pay in a given time based on price, the money, with the exception of the deposit, and it is not the object.